Once a claim has been made, a defendant has several options before the matter proceeds to a court hearing which involves either; admitting liability and arranging payment, denying that either part or all of the debt is owed, or finally, denying the claim and making a counterclaim, stating that a debt is in fact owed by the claimant.
Any dispute or counterclaim must be filed within 14 days.
Disputed Claims
In order to successfully dispute a claim, a defendant must have filed a defence at court within 14 days of the claim form being served. Typically any allegations are addressed here one at a time, with admission or denial for each. Any denial of an allegation must be supported with a valid reason for doing so. Once a defence has been filed, the claimant’s solicitor will receive copies of the defence.
Counterclaims
Counterclaims can be raised if the defendant has incurred losses or damages that they wish to claim for. This scenario is most commonly a result of the transaction in question causing problems leading to losses for the defendant, such as receiving faulty goods or suffering from delays. If a counterclaim is put forward, then a defence must be filed against it within 14 days in the same way as an initial claim.