Obtaining Debtor’s Information 

If a debtor fails to comply with a court judgment or order, creditors may need to understand the debtor’s financial situation to determine the most effective enforcement method. At Franklins Solicitors LLP, our litigation specialists can assist with formal applications to compel the debtor to disclose vital financial information under court supervision.

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Obtaining Information from Debtors

What Is an Application for Debtor Information?

Also known as an Order to Obtain Information, this process requires the debtor to attend court and answer questions about their financial circumstances. It is often the first step before enforcement proceedings.

A court officer or judge will question the debtor about:

  • Employment and income
  • Bank accounts and savings
  • Investments or pensions
  • Property ownership or other assets
  • Outstanding debts and liabilities

You may also request specific questions relevant to your claim.

What If the Debtor Does Not Cooperate?

The court takes non-compliance seriously:

  • Refusing to answer questions truthfully may result in contempt of court
  • Failure to attend the hearing can lead to a committal order, and after a second non-attendance, a warrant for arrest
  • Once brought to court, the debtor is required to participate or risk further legal action

Why Use This Method?

Obtaining financial information can:

  • Reveal the best way to recover the debt
  • Uncover previously unknown assets
  • Lay the groundwork for more targeted enforcement methods

It is particularly helpful when debtors are uncooperative or assets are not immediately visible.

How Franklins Can Help

Our team provides end-to-end support with:

  • Assessing whether this step is appropriate for your case
  • Preparing and submitting the court application
  • Drafting additional targeted questions to maximise disclosure
  • Representing your interests during any court hearing

We ensure the process is handled swiftly and lawfully, keeping your interests at the forefront. If you need help or support obtaining debtors information then don’t hesitate to contact us and we will advise on the process.

Contact Us

Contact the Franklins Obtaining Debtors Information team

If you have any questions about obtaining debtors information, please don’t hesitate to contact our team of experts who are on hand and ready to help you.